Riverside Homes under $400,000

Welcome to Riverside, a charming subdivision nestled in the heart of North Carolina, where serene living meets modern convenience. This picturesque community is perfect for families, young professionals, and retirees alike, offering a delightful blend of tranquility and accessibility. Riverside is renowned for its lush landscapes, friendly neighbors, and a strong sense of community, making it an ideal place to call home.

One of the most appealing features of Riverside is its affordability. With homes available under $400,000, this subdivision opens the door to homeownership for many. Whether you’re searching for a cozy single-family home or a stylish townhome, Riverside has a variety of options to suit your lifestyle and budget. Each residence is designed with comfort and functionality in mind, featuring open floor plans, modern amenities, and beautiful outdoor spaces perfect for family gatherings or quiet evenings.

In addition to its affordable housing, Riverside boasts excellent access to local parks, schools, and shopping centers, providing residents with everything they need within a short drive. Enjoy leisurely strolls along the scenic trails or spend weekends exploring the nearby recreational areas. The community is also conveniently located near major highways, making commutes to surrounding cities a breeze.

Experience the best of North Carolina living in Riverside, where you can find your perfect home without breaking the bank. Embrace a lifestyle filled with community spirit, natural beauty, and endless possibilities. Your dream home awaits in Riverside!

Newest Riverside Homes under $400,000

$397,000

4 Beds ⋅ 2 Baths ⋅ 100610927 MLS

PREFERED LENDER OFFERING MAJOR CREDITS OR BUYDOWN (CONDITIONS APPLY) Welcome to 232 Tributary Circle! Built in 2023, this home feels practically brand new, and you will notice just how well it has been maintained the moment you walk through the door. Recent updates include fresh interior and garage paint, updated lighting fixtures, new kitchen hardware and faucet, a storm door, and, best of all, a full wood privacy fence enclosing the backyard. Located on a quieter stretch of the neighborhood, this home offers the space, comfort, and low-maintenance living that can be hard to find. With four bedrooms and this price in New Hanover County, finding this much home with so little upkeep is no easy task. Multiple indoor and outdoor security cameras will also convey with the property for added peace of mind. The location makes everyday living easy, with convenient access to downtown Wilmington and Wilmington International Airport, plus a grocery store right at the neighborhood entrance. Your home should give you room to live, grow, and enjoy life. This one checks all the boxes. Schedule your showing today!

232 Tributary Cir, Wilmington

$325,000

3 Beds ⋅ 2 Baths ⋅ 100606682 MLS

Welcome to 1208 Preyer Avenue, a home filled with the kind of character and architectural details that are becoming harder and harder to find. Arched doorways, brick fireplace, and hardwood floors are just the beginning. From the moment you step inside, the large foyer and arched doorway set the tone. The home offers unique spaces that give you room to make it your own, including a separate study/bar area, a private nook in the owner's bedroom, and a sunroom where you can enjoy the outside despite any weather conditions. The home sits on a fully fenced double, offering plenty of space for pets, gardening, entertaining, or just being outside. And then there's the location - situated in a waterfront community near the Pasquotank River, you'll enjoy glimpses of the river on the way to and from home. If you've been searching for something with history, character, space, and a little personality, come see this one!

1208 Preyer Ave, Elizabeth City

2509 Down Stream Ln Unit 164, Wilmington

$360,000

3 Beds ⋅ 2 Baths ⋅ 100604206 MLS

$5000 preferred lender incentive available to help with rate buy down and closing costs! Welcome to 2509 Down Stream Lane, a charming ranch-style home offering comfortable one-level living in Wilmington! This inviting 3-bedroom, 2-bathroom residence provides a functional layout with spaces designed for everyday living and easy entertaining. The single-story floor plan offers convenience and accessibility, with three bedrooms providing flexibility for family, guests, a home office, or hobbies. Enjoy the ease of settling into a home that combines comfort, practicality, and the relaxed coastal lifestyle Wilmington is known for. Ideally situated for enjoying area shopping, dining, entertainment, parks, and the beautiful North Carolina coast, this home is a wonderful opportunity for anyone looking to make Wilmington their home. Whether you're a first-time buyer, downsizing, or simply looking for the convenience of ranch-style living, 2509 Down Stream Lane is ready to welcome you home!

2509 Down Stream Ln Unit 164, Wilmington

$399,000

4 Beds ⋅ 2 Baths ⋅ 100604146 MLS

**Offering a 1% preferred lender credit that can be applied towards a rate buy down or towards closing costs. ** 357 Tributary Circle offers 1,812 heated square feet with four bedrooms, two full baths, and 9-foot ceilings, all on one level. A spacious kitchen with plenty of cabinet space, a walk-in pantry, and an oversized island flows into the living and dining areas for everyday living and entertaining. The primary suite has a private bath and walk-in closet, with three additional bedrooms and a second full bath completing the single-floor layout. Outside, a covered porch and patio open to a generous 0.37-acre lot in Riverside, with sidewalks, street lights, and community-maintained roads. Convenient to Castle Hayne and North Kerr, minutes to ILM and shopping, and a short drive to downtown Wilmington and the beaches.

357 Tributary Cir, Wilmington

$369,000

3 Beds ⋅ 2 Baths ⋅ 100596089 MLS

ASSUMABLE 4.75 PERCENT MORTGAGE OPPORTUNITY for qualifying buyers AND solar panels are paid off! Easy as 1-2-3! Welcome to 321 Tributary Circle, where newer construction, energy efficiency, smart-home features, and an inviting open-concept layout come together in the Riverside community. The essentials are all here: 3 bedrooms, 2 full baths, a 2-car garage, great closet storage, and convenient one-level living. But it's the thoughtful upgrades that truly set this home apart. Solar panels and UV window film contribute to exceptionally low electric bills, while whole home water filtration and a 7 stage reverse osmosis faucet provide added peace of mind and convenience. The natural gas Rinnai water heater and gas range add efficiency and performance where it matters most. Smart-home features include a Eufy security camera, Deako smart lighting switches, MyQ wireless garage door control, and a Honeywell smart thermostat to name a few. Outside, the covered back porch offers an easy spot to unwind, while the flagstone pavers and firepit create the perfect setting for gathering with friends and enjoying crisp fall evenings. And then there's the location. Riverside offers the feel of a comfortable suburban neighborhood, complete with sidewalks, street lighting, and landscaped common areas, while keeping you just a short drive from Downtown Wilmington's restaurants, Riverwalk, and entertainment. Whether you're commuting, heading to the beach, or enjoying a night downtown, 321 Tributary Circle puts it all within easy reach.

321 Tributary Cir, Wilmington

$354,900

3 Beds ⋅ 2 Baths ⋅ 100595999 MLS

Welcome to 441 Tributary Circle, a move-in-ready home situated on a desirable corner lot in Wilmington's Riverside community. Offering 3 bedrooms, 2 full bathrooms, and 1,555 square feet of thoughtfully designed living space, this home combines an open floor plan, modern finishes, and an incredibly convenient location. The spacious main living area flows seamlessly between the family room, dining area, and kitchen, creating an inviting space for everyday living and entertaining. The kitchen is equipped with stainless steel Whirlpool appliances, a gas range, dishwasher, overhead microwave, ample cabinetry, and plenty of workspace. Privately positioned at the rear of the home, the primary suite features a generous walk-in closet and a private bath with a walk-in shower. Two additional bedrooms are located toward the front of the home and provide flexibility for guests, a home office, or additional living space. Step outside to the covered rear porch, perfect for relaxing and enjoying Carolina evenings. The corner lot provides additional outdoor space and plenty of potential to create your ideal backyard with landscaping, a garden, patio, or entertaining area. Enjoy a low-maintenance lifestyle with HOA dues of approximately $1,209.60 per year and a location that puts you within easy reach of Wilmington International Airport, Downtown Wilmington, Wrightsville Beach, shopping, dining, and entertainment. Best of all, there is no waiting on new construction--this home is ready for its next owner.

441 Tributary Cir Unit 67, Wilmington

$199,999

4 Beds ⋅ 2 Baths ⋅ 100588187 MLS

Located in the Riverside Historic District, this 3,134 sq ft property offers a substantial renovation opportunity for investors or buyers seeking a project. With solid structure and historic district surroundings, the property provides a strong foundation for updating and modernizing to meet today's needs. Conveniently situated near Elizabeth City's waterfront, downtown amenities, parks, and local services. This property is being sold as a fixer-upper and will require repairs and updates. Buyer to verify all measurements, conditions, and intended uses.

737 Riverside Ave, Elizabeth City

$374,500

3 Beds ⋅ 3 Baths ⋅ 100573753 MLS

Beautiful Els floorplan on a large lot! 1st floor main suite with tray ceiling, HUGE walk in closet & 5ft tile shower. Kitchen showcases gorgeous cabinets, granite countertops, tile backsplash, stainless steel appliances & island w/seating. Additional features include living room with cozy fireplace and built-in bookshelves, large bonus room plus covered front & back porches! Act fast! Photos of similar homes and cut sheets are for representation only and may include options, upgrades or elevations not included in this home.

56 Zambezi Ct, Zebulon

$384,900

3 Beds ⋅ 3 Baths ⋅ 100562273 MLS

Fall in love with the Furyk floor plan! 1st floor main suite with tray ceiling, double walk in closets & 5ft tile shower. Kitchen showcases gorgeous cabinets, granite countertops, tile backsplash, stainless steel appliances & island w/seating. Additional features include living room with cozy fireplace and built-in bookshelves, separate dining room, large bonus room plus covered front & back porches! Act fast! Photos of similar homes and cut sheets are for representation only and may include options, upgrades or elevations not included in this home.

32 Zambezi Ct, Zebulon

$374,500

3 Beds ⋅ 4 Baths ⋅ 100554443 MLS

Don't miss out on this stunning Franklin Deluxe floorplan, offering the ultimate in convenience with two dedicated laundry areas! The kitchen boasts gorgeous cabinetry, sleek granite countertops, stainless steel appliances, and a stylish tile backsplash. The inviting living room features a cozy fireplace, perfect for relaxing. Retreat to the first-floor Main Suite, complete with two oversized walk-in closets, a double sink vanity, a luxurious 5ft tile shower, and a convenient stackable washer/dryer closet. Upstairs, you'll find two spacious bedrooms, one with its own en suite bath, and an additional full hall bathroom. Plus, enjoy the convenience of an extra laundry room and a large bonus room! Enjoy covered front and back porches overlooking your spacious yard! Photos of similar homes and cut sheets are for representation only and may include options, upgrades or elevations not included in this home.

49 Zambezi Ct, Zebulon

Start Your Search

Provided courtesy of The Coastal Carolinas Association of REALTORS®. Information Deemed Reliable but Not Guaranteed. Copyright 2026 of the Coastal Carolinas Association of REALTORS® MLS. All rights reserved. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Copyright 2026 NCRMLS. All rights reserved. North Carolina Regional Multiple Listing Service, (NCRMLS), provides content displayed here (“provided content”) on an “as is” basis and makes no representations or warranties regarding the provided content, including, but not limited to those of non-infringement, timeliness, accuracy, or completeness. Individuals and companies using information presented are responsible for verification and validation of information they utilize and present to their customers and clients. NCRMLS will not be liable for any damage or loss resulting from use of the provided content or the products available through Portals, IDX, VOW, and/or Syndication. Recipients of this information shall not resell, redistribute, reproduce, modify, or otherwise copy any portion thereof without the expressed written consent of NCRMLS.

Riverside Homes under $400,000

Newest Riverside Homes under $400,000

How much is your home worth?

How much is your home worth?