New Bern Homes under $400,000

Welcome to New Bern, North Carolina – a charming city where history, culture, and natural beauty converge. Nestled at the confluence of the Neuse and Trent Rivers, New Bern is celebrated for its picturesque waterfront, vibrant downtown, and rich heritage as North Carolina's first capital. With its historic homes, delightful shops, and a variety of dining options, this enchanting city offers a unique blend of small-town charm and modern conveniences.

For those seeking an affordable slice of this beautiful city, New Bern boasts an impressive selection of homes priced under $400,000. From cozy bungalows to contemporary family residences, the real estate market here caters to a diverse range of tastes and lifestyles. Whether you’re a first-time homebuyer, looking to downsize, or searching for a vacation retreat, you’ll find options that perfectly suit your needs.

Imagine sipping your morning coffee on a sun-drenched porch, surrounded by the stunning landscapes of North Carolina. With the breathtaking natural scenery and an array of recreational activities, including boating, fishing, and hiking, New Bern offers a lifestyle that embraces both relaxation and adventure. Plus, its close-knit community fosters a welcoming atmosphere, making it easy to form lasting connections with your neighbors.

Explore the possibilities of homeownership in New Bern today, where you can enjoy the perfect blend of affordability and quality living. Discover your dream home in this historic gem, and embrace a life filled with charm, beauty, and endless opportunities!

Newest New Bern Homes under $400,000

$249,900

3 Beds ⋅ 2 Baths ⋅ 100614037 MLS

Welcome home! This beautifully updated, single-story home offers a bright, open floor plan with vaulted ceilings, plenty of natural light, and stylish wood-look flooring throughout. The kitchen is a standout with gorgeous quartz countertops, new stainless steel appliances, and a convenient breakfast bar that opens to the main living area. The spacious living room features a cozy fireplace, while the open dining area provides plenty of room for everyday meals or entertaining. You'll also appreciate the neutral paint colors, modern ceiling fans, and updated finishes throughout. Outside, enjoy a covered front porch, attached garage, and backyard space perfect for relaxing or entertaining. With its fresh updates, functional layout, and inviting feel, this home has plenty to offer! Come see for yourself!

4742 Corena Dr, New Bern

$370,000

3 Beds ⋅ 2 Baths ⋅ 100614010 MLS

NEW CONSTRUCTION, NEARLY AN ACRE, AND UP TO $10,000 IN BUYER INCENTIVES! The perfect combination of space, style, and thoughtful craftsmanship is waiting for you! Situated on an impressive .96-acre lot, this beautiful new construction home offers room to spread out while enjoying the comfort and convenience of a thoughtfully designed floor plan. Inside, you'll find an inviting open-concept layout, desirable split-bedroom floor plan, luxury vinyl plank flooring, granite countertops, and a tray ceiling in the primary bedroom. Every detail matters to the builder, with careful attention to the finishes and features that make a house feel like home. Even better, up to $10,000 in buyer incentives is being offered with the use of our preferred lender! Enjoy the convenience of being just minutes from downtown New Bern, with easy access to shopping, dining, and entertainment, as well as an easy commute to MCAS Cherry Point in Havelock and the beautiful beaches of North Carolina's Crystal Coast. With brand-new construction, nearly an acre of land, and an incredible buyer incentive, this home is simply waiting for you!

430 Neuse Rd, New Bern

$100,000

3 Beds ⋅ 2 Baths ⋅ 100613906 MLS

Prime location in the city awaiting TLC! This property may qualify for rehab/reno loan. Please speak with your mortgage professional.

1404 Willow Tree St, New Bern

$344,000

4 Beds ⋅ 2 Baths ⋅ 100613840 MLS

This one's better than new! This ranch style home was built in 2025 with 4 bedrooms, 2 full baths, 2 car garage, and a fenced in back yard. Home offers an open floor plan, tall ceilings, tiled walk-in primary shower, granite countertops, fireplace, LVP flooring, covered back patio, sidewalks, and a cute, quaint neighborhood!

79 Fishing Creek Dr, New Bern

$399,000

4 Beds ⋅ 3 Baths ⋅ 100613753 MLS

Located in New Bern's beautiful Riverside Historic District, the Lloyd-Kennedy House (circa 1912) is a rare opportunity to own a piece of history listed on the National Register of Historic Places. This beautifully preserved home blends architectural character with thoughtful modern updates, offering the best of both worlds. You really have to walk through to experience the way this house feels! Flowers are blooming and the trees are green as you walk up to the property. A large covered front porch with a ceiling fan welcomes you and sets the tone for this active, social neighborhood. Inside, gorgeous hardwood floors, intricate original mouldings, raised-panel wainscoting, and decorative fireplaces with stunning mantels showcase the craftsmanship of the era. These historic details are complemented by carefully remodeled kitchen and bathrooms designed for modern functionality and comfort. Additional living space extends outdoors with a screened-in porch featuring a ceiling fan, ideal for enjoying the seasons. The backyard is ideal for relaxing and entertaining with it's large deck, flagstone patio, and outdoor brick pizza oven and fireplace. A shed with electricity offers flexible storage or workshop space, while the basement provides additional storage options. Practical features include off-street parking with a paved driveway, all just minutes from downtown historic New Bern's shops, dining, and waterfront. Rich in character, thoughtfully updated, and ideally located, this home offers social community and historic charm without sacrificing modern convenience.

1223 National Ave, New Bern

$389,990

3 Beds ⋅ 2 Baths ⋅ 100613693 MLS

Introducing the Everest at Hickory Run - Now Available for Pre-Sale! Discover the opportunity to personalize your brand-new home in Hickory Run at River Trace! Situated on a spacious 0.40-acre homesite with plenty of greenspace to enjoy, the Everest offers thoughtfully designed single-level living with 3 bedrooms, 2 full bathrooms, and an inviting open-concept floor plan. A welcoming covered front porch leads into the entry foyer and a bright, spacious family room that flows seamlessly into the kitchen and breakfast nook. The beautifully appointed kitchen features quartz countertops, a generous center island, ample cabinetry and counter space, and modern appliances—perfect for everyday living and entertaining. The light-filled breakfast nook offers sliding glass doors leading to a 12' x 12' patio, creating an easy transition to outdoor living. The private primary suite is conveniently located just off the family room and features a spacious bath with dual sinks, a tiled shower, and a roomy walk-in closet. Two additional bedrooms, a full bathroom, and a dedicated laundry room complete this functional, single-story design. A finished flex space above the garage is perfect for a playroom, movie room, office or whatever you want. Quality finishes and modern conveniences include luxury vinyl plank flooring throughout the main living areas and bathrooms, tiled showers, LED lighting throughout, and a Schlage Z-Wave smart deadbolt on the front door. Make it your own! As a pre-sale opportunity, buyers can select from four thoughtfully curated Classic Interior Design Packages and numerous exterior color palettes to create a home that reflects their personal style. See agent for available selections and details. Nestled in Hickory Run at River Trace, residents enjoy spacious homesites, a peaceful setting with no through streets, and the natural beauty of Eastern North Carolina. Conveniently located near a public boat ramp, this neighborhood offers the perfect balance of privacy, outdoor recreation, and everyday convenience—all with no city taxes! Builder offering $10,850 in incentives with preferred lender First Heritage and preferred closing attorney Midtown Law! See agent for complete details, terms, and conditions.

2515 Starling Ln, New Bern

$315,000

3 Beds ⋅ 2 Baths ⋅ 100613674 MLS

Welcome to this all brick, split bedroom home situated on a lot that abuts a spacious green space affording wallking trail and privacy. This home offers 3 bedrooms, 2 full baths, a beautiful Carolina Rm and a double car garage. The floorplan affords lots of light creating a relaxed welcoming atmosphere. The front and rear yards are landscaped with both annual and perennial flowers, as well as shubbery. There is a permanent set of stairs in the garage that leads to a great storage area above the garage. This home has a brand new HVAC system, newer roof, garage door and opener, pvc railing for rear deck. The luxury plank vinyl in the kitchen is a recent addition to the amenities of the home. The paint throughout the home has been refreshed in preparation for listing. The home presently has a home warranty that is transferable to a new owner. Besides a center island, the kitchen has a lovely light filled breakfast nook. All appliances, including washer and dryer convey. This home is located in the gated community of Fairfield Harbour which as many recreational amenties such as walking trails, i8 hole golf course, two small marinas, community center/firehall, new Harbour Club, restaurant, dog park, tennis and pickle ball courts, recreation center with workout area and indoor/outdoor pool, etc. Some of these amenities have separate fees attached. This community also has many clubs, activities and social events throughout the year for the enjoyment of the homeowners. /the seller is also offering to a buyer up to $10,000 towards closing costs and/or repairs.

1213 Santa Lucia Rd, New Bern

$375,000

4 Beds ⋅ 3 Baths ⋅ 100613671 MLS

Move in ready 4 bed, 3 bath home in the desirable Forest Run neighborhood. Easy commute to New Bern, Cherry Point and the beaches! Large master suite and a large fourth bedroom/FROG with bath. New deck in the private backyard.

126 Hilda Dr, New Bern

$261,000

2 Beds ⋅ 2 Baths ⋅ 100613504 MLS

Welcome to 43 Emily Street in New Bern, NC. This inviting 2-bedroom, 2-bathroom home features a desirable open-concept kitchen and living room, creating a welcoming space for everyday living and entertaining. Freshly painted interiors and new carpet give the home a clean, refreshed feel. Enjoy the convenience of a spacious two-car garage, offering plenty of room for parking and additional storage. Situated on a nice-sized lot, there's room to enjoy the outdoors, garden, or create your own outdoor retreat. With a private well and septic, this property offers comfortable living and an opportunity to make it your own. Don't miss your chance to see all this home has to offer!

43 Emily St, New Bern

$160,000

3 Beds ⋅ 2 Baths ⋅ 100613408 MLS

**HIGHEST AND BEST DUE BY 11/03/2026 at 12pm EST**Opportunity awaits in the established Pembroke neighborhood of New Bern! This one-level brick ranch offers a wonderful blend of character, space, and potential, making it an appealing opportunity for investors or homeowners looking to add their personal touch. The light and bright living room welcomes you with beautiful wood flooring, a charming brick fireplace, and a ceiling fan, creating a warm and inviting atmosphere. Wood flooring continues throughout the main living areas, adding character and warmth. The spacious kitchen offers abundant cabinetry, generous counter space, white appliances, and a convenient dining area. With three bedrooms, a dedicated study, two full bathrooms, and a separate family room, this home provides a versatile floor plan with plenty of room to spread out. An indoor laundry closet adds everyday convenience. Outside, enjoy a welcoming porch and a spacious yard with room to roam, garden, or create your own outdoor retreat. A durable metal roof adds another appealing feature to this charming property. The HVAC system is currently inoperable. Conveniently located near everyday conveniences, medical facilities, and the heart of historic downtown New Bern, this location offers charming boutiques, unique local shops, inviting restaurants, and scenic waterfront dining along the Neuse and Trent Rivers. Whether you're looking for your next investment or

1915 Davis St, New Bern

$259,000

3 Beds ⋅ 2 Baths ⋅ 100613395 MLS

Welcome to this charming and move-in ready 3-bedroom, 2-bath home! Featuring 2021 upgrades, this property offers stylish, comfortable, and easy living from the moment you walk through the door. Luxury vinyl plank (LVP) flooring flowing throughout the main living areas and bathrooms, paired with cozy carpet in all the bedrooms. The spacious eat in kitchen featuring new cabinets, granite countertops, an electric flat-top range, and an upgraded sink and faucet. The primary bathroom with double-sink vanity and updated mirrors, while the hallway bath has an easy access walk-in shower. Covered patio in the back makes the perfect spot to relax with the surroundings of nature. This beautifully updated home blends modern convenience with classic charm—come schedule your showing today!

208 Rankin Ct, New Bern

$379,900

3 Beds ⋅ 2 Baths ⋅ 100613120 MLS

MODEL HOME OPEN Weds-Mon 11-2. Free tours - many different floor plans, options, finishes and building lots to choose from! Outstanding Warranty - Modern Features - Premium Quality Spec Builder

1512 Caracara Dr, New Bern

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New Bern Homes under $400,000

Newest New Bern Homes under $400,000

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