Murphy Homes under $400,000

Welcome to Murphy, North Carolina—where small-town charm meets breathtaking natural beauty! Nestled in the heart of Cherokee County, Murphy is a hidden gem that offers a perfect blend of outdoor adventures, rich history, and a tight-knit community. Surrounded by the majestic Appalachian Mountains and lush forests, this picturesque town provides the ideal backdrop for those seeking a tranquil lifestyle while still enjoying modern conveniences.

Murphy boasts a vibrant downtown area filled with unique shops, delightful eateries, and cultural attractions. Whether you're exploring the historic courthouse, savoring a cup of locally brewed coffee, or browsing artisan crafts, there’s always something to discover. For outdoor enthusiasts, the nearby Nantahala National Forest and Hiwassee River offer endless opportunities for hiking, fishing, and white-water rafting, making it a paradise for nature lovers.

If you're considering making Murphy your home, you'll be pleased to know that the real estate market offers an array of charming properties under $400,000. From cozy cottages to spacious family homes, there are plenty of options that cater to various lifestyles and budgets. These homes often feature beautiful landscapes, modern amenities, and a welcoming community atmosphere, making it easy to settle into your new life in Murphy.

Whether you're a first-time homebuyer, looking to retire, or seeking a vacation retreat, Murphy, NC, has something for everyone. Embrace the tranquility and charm of this delightful town, and discover why so many are choosing to call Murphy home. Your dream home awaits!

Newest Murphy Homes under $400,000

$274,900

2 Beds ⋅ 1 Baths ⋅ 100614387 MLS

Discover 78 Woodridge Trail, a charming mountain cabin with end-of-the-road privacy, sweeping long-range mountain views,and breathtaking sunsets. Set in a private mountain community in Murphy's Martins Creek neighborhood, this peaceful woodland retreat offers easy access to shopping, dining, and outdoor adventures in downtown Murphy, Blairsville, and Blue Ridge. On a spacious, oversized lot, this beautifully maintained, move-in-ready two-bedroom, one-bath home blends mountain character with modern comfort. Classic log siding, a durable metal roof, an extra-wide covered front porch, and a covered rear entry add timeless appeal. Enjoy morning coffee, entertain friends, or watch the sun set over the mountain tops from the expansive porch. Gather around the fire pit on chilly evenings, enjoy the natural sledding hill in winter, and pick wild raspberries and fruit from eight fruit trees, including mature pear and peach trees. A wide driveway offers plenty of guest parking. Inside, rich wood walls, floors, and cabinetry create a warm, rustic atmosphere. Soaring vaulted ceilings and a stacked-stone gas-log fireplace anchor the inviting open living area. The custom kitchen features solid wood cabinetry, granite countertops, a double-basin stainless-steel sink, and a dishwasher, with coordinating cabinetry and granite in the bathroom. Abundant windows bring in natural light, whilematching honeycomb blinds add a polished touch. The spacious primary bedroom has room for a home office or reading nook. Fiber-optic internet and underground utilities add modern convenience. With just 12 cabins, the Woodridge mountain community offers an intimate, welcoming setting. Whether you're seeking a full-time home, a private vacation retreat, or an investment property, 78 Woodridge Trail brings together comfort, mountain charm, and remarkable privacy. Come experience the views, sunsets, and peaceful surroundings; schedule your private showing today.

78 Woodridge Trl, Murphy

$399,000

2 Beds ⋅ 2 Baths ⋅ 100614382 MLS

Escape to your own mountain retreat on 3.27 wooded acres in the gated Wolf Mountain Estates community. This 2BR/3BA chalet offers 2,352 sq. ft. of inviting living space, including a versatile bonus room. Soaring vaulted wood ceilings, warm wood walls and a cozy fireplace give the great room its signature mountain charm. Upstairs, the loft features a master bath with double vanity, while the full finished basement offers a family room and bar, perfect for entertaining! Step outside onto the wraparound deck and enjoy the fresh mountain air. Gather around the firepit and take in the beauty of the surrounding trees, especially when autumn transforms the landscape into a colorful display. With room to relax, entertain and enjoy the outdoors, this chalet is your chance to embrace mountain living.

708 Scenic Vista Dr, Murphy

$379,900

2 Beds ⋅ 4 Baths ⋅ 100613765 MLS

Enjoy comfortable one-level living and privacy on 4.28 acres, just a 10 minute drive to downtown Murphy! This well-maintained 2BR/2BA home offers approximately 1,500 sq. ft. of living space, with a third space, perfect for separate office or den. Inside, vaulted ceilings create an open, airy feel, while hardwood floors throughout mean no carpet to maintain. The spacious kitchen features granite countertops, a center island, abundant cabinetry, and a pantry, providing plenty of room for cooking and gathering. An oversized laundry/utility room adds convenience and valuable storage space. The wraparound porch with covered front and back areas provides wonderful outdoor living spaces, with a pleasant mountain view from the back porch. A two-car carport, one-car garage, and large level driveway provide plenty of space for vehicles, storage, and hobbies. With vinyl siding, a metal roof, and an HVAC system replaced two years ago, the home offers practical, low-maintenance features. Offered furnished and conveniently located with all-paved, state maintained access, just a short drive to the renowned John C. Campbell Folk School in Brasstown and easy access to Blairsville, GA. An excellent choice for full-time living or a comfortable mountain getaway.

1135 Tobe Stalcup Rd, Murphy

$279,900

2 Beds ⋅ 2 Baths ⋅ 100613652 MLS

Welcome to Whispering Ridge, a brand-new cabin community in Murphy, NC, conveniently located near the Georgia state line and just minutes from downtown Murphy and Blue Ridge! This charming 2-bedroom, 2-bath cabin with a beautiful tongue-and-groove walls and ceilings, wood flooring, granite countertops by Murphy Granite, and a cozy gas-log fireplace. Enjoy the beauty of the North Carolina mountains with nearby hiking, fishing, whitewater rafting, lakes, and rivers. Whether you're looking for a full-time residence, a vacation getaway, or an investment property, Whispering Ridge offers the perfect opportunity to enjoy mountain living!

228 Whispering Ridge Dr, Murphy

$359,000

3 Beds ⋅ 3 Baths ⋅ 100613564 MLS

Set on completely private, unrestricted 3.08 acres, this 3BR/3BA chalet-style log cabin delivers mountain charm with space for your hobbies and adventures! Step inside to a vaulted great room where warm wood walls and a stunning stone woodburning fireplace create an inviting place to gather. A loft adds to the cabin's character, while the wraparound deck invites you to slow down, breathe in the mountain air, and take in the views. Spend evenings around the firepit under the stars! A carport plus a detached barn/garage/workshop with its own attached carport provide valuable space for vehicles, tools, and outdoor gear. Enjoy the freedom of acreage with Murphy's charming downtown, lakes, and outdoor recreation in the surrounding area. Your mountain lifestyle starts here!

190 Coyote Run, Murphy

$199,900

2 Beds ⋅ 1 Baths ⋅ 100613541 MLS

Surrounded by trees at the end of the road, this 2-bedroom, 1-bath home offers a quiet setting with inviting spaces both inside and out. Its manageable size makes it an appealing option for a first home, a full-time residence, or a place to get away to the mountains. The living area opens to the kitchen, keeping the space connected, while the stone fireplace adds character and a comfortable gathering spot on cooler evenings. Fresh paint and recent updates give the interior a clean, refreshed feel while preserving the home's simple mountain charm. The screened-in deck is a highlight, offering room to sit with your morning coffee, share a meal, or spend an afternoon enjoying the surrounding woods. A covered front porch provides another place to settle in, and the changing foliage brings something different to enjoy throughout the seasons. Although the setting feels tucked away, town, medical facilities, and local restaurants are just a short drive away.

145 Priscilla Ln, Murphy

$399,800

4 Beds ⋅ 5 Baths ⋅ 100613513 MLS

Welcome to this beautifully refreshed five-bedroom, five-bathroom traditional home, featuring classic brick and board-and-batten construction in a convenient downtown Murphy location. Originally built in 1957, this distinctive property blends the durability and charm of its era with thoughtful 2026 updates, creating a spacious and versatile home suited to today's lifestyle. A welcoming front porch framed by vibrant Knock Out rose bushes offers inviting curb appeal. Inside, the bright foyer features fresh paint and newly refinished hardwood floors that continue throughout the main level, creating a warm and refreshed atmosphere. To the right, the spacious living room showcases a true masonry wood-burning fireplace with an elegant marble surround. The adjoining dining area provides convenient outdoor access to one of the property's two carport areas. The kitchen offers a charming blend of original character and modern convenience, featuring freshly painted cabinetry, Formica countertops, brand-new appliances, and a pantry. An adjoining sunroom provides a bright, inviting space to enjoy morning coffee or unwind throughout the day. All five bedrooms are Master Suites, each with its own en suite bathroom—an exceptional arrangement offering comfort, privacy, and flexibility for family members and guests alike. The main level includes two bedroom suites, one of which offers washer and dryer connections. Another distinctive bedroom features beautiful wormy chestnut paneling, built-in bookshelves, and its own masonry fireplace, conveniently situated just off the Master Suite. The lower level provides even more functional living space, with two additional bedroom suites, a bonus media room, a dedicated laundry room complete with utility sink, and the fifth full bathroom. Parking and storage are additional highlights, with a single-car basement garage accompanied by a carport, plus a separate double carport, providing two convenient parking areas. With its desirable downtown location, five private bedroom suites, multiple living spaces, and a blend of timeless architectural character and thoughtful updates, this property presents a unique opportunity to enjoy the best of classic construction and modern-day convenience in Murphy.

27 Bayless St, Murphy

$208,800

2 Beds ⋅ 1 Baths ⋅ 100613221 MLS

Discover your own private woodland retreat in this 2-bedroom, 1-bathroom cabin tucked away on over half an acre of beautiful, wooded land, with a peaceful creek bordering one side of the property. A paved driveway winds beneath a canopy of mature hardwoods and pines, leading you to this secluded hideaway where privacy comes naturally and there are no neighbors in sight. An attached carport offers convenient covered parking. Step onto the inviting front porch and enter a spacious sunroom that welcomes you with a vaulted tongue-and-groove ceiling and an abundance of windows that fill the space with light. This bright, airy room is the perfect spot to enjoy your morning coffee, curl up with a good book, or simply take in the surrounding woodland views. Through the sliding glass doors, you'll find the Great Room, where a stunning floor-to-ceiling stone fireplace creates a warm, rustic focal point and sets the tone for cozy evenings at home. The adjoining kitchen features pretty white cabinetry and a stylish tile backsplash, blending classic cabin charm with a fresh, inviting look. Two comfortable bedrooms provide peaceful places to unwind, while the full bathroom includes a convenient laundry area. The washer and dryer are included, making this home ready for everyday living or a relaxing weekend escape. Outdoor living is just as appealing. From the upper porch, steps lead down to a private lower-level porch, offering another inviting place to relax and enjoy the sights and sounds of nature. With mature trees surrounding the home and a small creek tracing one side of the property, the setting feels wonderfully tucked away from the hustle and bustle. This delightful cabin offers rustic character, inviting indoor spaces, and a serene wooded setting that's hard to find. Come experience the simple pleasures of cabin living and discover your own secluded corner of the mountains!

36 Mountain Stream Rd, Murphy

$284,800

2 Beds ⋅ 2 Baths ⋅ 100613216 MLS

Discover the perfect blend of rustic character and modern comfort in this BRAND-NEW CONSTRUCTION featuring a desirable split-bedroom floor plan with two spacious bedrooms and two bathrooms, each designed as a private Master Suite. An attached carport offers convenient, sheltered parking, while the home's striking D-log siding and durable metal roof create timeless rustic appeal. Step onto the inviting covered front porch, the perfect place to enjoy your morning coffee, relax in the evening, or take in the peaceful surroundings. Inside, an open floor plan creates a welcoming atmosphere ideal for everyday living and entertaining. Natural light pours through the windows into the spacious Great Room, where a custom gas-log stone fireplace serves as an impressive focal point and adds warmth and character to the living space. The thoughtfully designed kitchen combines style and functionality, featuring beautiful cabinetry and elegant granite countertops that provide an attractive setting for meal preparation and gathering with family and friends. Rich hardwood floors and tongue-and-groove wood accents throughout enhance the home's warm, inviting ambiance and complement its distinctive rustic design. With its brand-new construction, attractive finishes, functional layout, and appealing combination of wood, stone, and metal accents, this home offers a unique opportunity to enjoy comfortable living in a beautifully crafted setting. This home is ready to welcome you to the majestic North Carolina mountains!

595 Quail Dr, Murphy

$349,900

2 Beds ⋅ 4 Baths ⋅ 100612722 MLS

Located in the West Hills community of Murphy, NC, this furnished 3-bedroom, 3.5-bathroom home offers approximately 2,270 square feet of living space on 0.99 acres. The spacious kitchen features granite countertops, stainless steel appliances, a large pantry, and ample cabinetry. Additional features include a finished basement with bonus rooms offering flexible space for a game room, office, or additional living area, a masonry fireplace, two covered porches, and an outdoor firepit area. The property also offers a garage, ample parking, and paved access. Enjoy room to spread out while remaining approximately 12 minutes from downtown Murphy and area schools.

222 W Hills Dr, Murphy

$300,000

3 Beds ⋅ 2 Baths ⋅ 100612518 MLS

Looking for a little elbow room, privacy, and easy one-level living? This one checks all the boxes! Tucked away on over 2.5 wooded acres, this spacious 3-bedroom, 2-bath home offers a wonderful split-bedroom floor plan with generously sized bedrooms and a big, open kitchen, dining, and living area that's perfect for gathering with family and friends. Enjoy your morning coffee or unwind in the evenings on the screened-in back porch, surrounded by the peace and quiet of your own wooded retreat. Here's what makes this one special: All one-level living — no stairs to worry about! Attached 2-car garage Separate workshop for hobbies, projects, or extra storage 3 generously sized bedrooms and 2 full baths Spacious, open-concept living area Over 2.5 wooded acres Private well NEW HVAC system! Roof in good condition Easy-maintenance vinyl siding All this for just $300,000! Room to spread out, a workshop to tinker in, and a peaceful place to call home. What's not to love?

1098 Hollybrook Dr, Murphy

$289,800

2 Beds ⋅ 2 Baths ⋅ 100612304 MLS

Imagine a home hidden from the world, nestled among beautiful hardwood trees on nearly four acres of secluded land. Your private abode awaits, offering the perfect blend of comfort, versatility, and the peaceful beauty of nature. The driveway splits, providing access to the lower level or leading to a welcoming side entrance and inviting deck. Step inside to a warm, cozy den featuring Berber-style carpeting and a centrally located wood-burning fireplace that brings warmth and charm throughout the main level. Neutral tones complement the golden cabinetry and flooring, accented by white stone, a microwave, and refrigerator. Just beyond the kitchen, a deer-themed guest bedroom offers cozy carpeting and windows that invite natural light. Nearby, a traditional full bath features a beautiful skylight that brightens the space. Off the den, a second guest bedroom showcases a playful bear theme, cozy carpeting, and two windows that frame the warmth of this woodland-inspired retreat. The lower level offers exceptional flexibility, with a separate entrance accessible by a short walk down the steps. Through a charming bear-etched glass door, discover a space ideal for an in-law suite or extended guest accommodations. The foyer doubles as a laundry area, while a bonus room features an electric fireplace insert, recessed lighting, and warm neutral finishes. A modern full bath includes a bright white walk-in shower, single-sink vanity, and additional storage. Another versatile room boasts a wet bar with kitchen-style cabinetry, contemporary lighting, a microwave, mini refrigerator, and space for dining. A covered walkway adds protection from the elements and privacy, while convenient driveway access to the lower level enhances its versatility. Nearby, a gently flowing stream adds another touch of natural charm. Secluded, versatile, and surrounded by the tranquility of the outdoors, this special property offers a rare opportunity to enjoy your own peaceful haven away from the everyday hustle and bustle.

65 Shepherd Hl, Murphy

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Murphy Homes under $400,000

Newest Murphy Homes under $400,000

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