Commerce Homes under $400,000

Welcome to Commerce, Georgia – a charming city that perfectly blends small-town warmth with modern conveniences. Nestled in the northeastern part of the state, Commerce is known for its rich history, vibrant community spirit, and stunning landscapes. With a population that values both tradition and progress, this delightful city offers a unique lifestyle that appeals to families, professionals, and retirees alike.

One of the standout features of Commerce is its affordability. For those seeking a cozy abode without breaking the bank, the city boasts a variety of homes priced under $400,000. From charming single-family residences to spacious townhomes, there’s something to suit every taste and budget. These homes often come with generous yards, perfect for outdoor gatherings or simply enjoying the serene Georgia weather.

Commerce is also a hub for local amenities, including parks, shopping centers, and dining options that cater to all palates. The city’s rich cultural heritage is evident in its historic downtown area, where you can stroll along tree-lined streets and explore quaint boutiques and local eateries. Additionally, the nearby Banks County Schools provide excellent educational opportunities for families.

With its friendly atmosphere, affordable housing, and convenient location near major highways, Commerce, GA, is an ideal place to call home. Whether you’re a first-time buyer or looking to settle down in a welcoming community, this city offers the perfect backdrop for your next chapter. Discover the charm of Commerce today, where your dream home awaits!

Newest Commerce Homes under $400,000

$399,900

3 Beds ⋅ 3 Baths ⋅ CL366949 MLS

The Dogwood plan by Bassett Signature Homes. MOVE-IN READY|MASTER ON MAIN|COVERED PATIO|0.76 ACRE LOT| $399,900|Thoughtfully designed RANCH STYLE home offering 3 bedrooms, 2.5 bathrooms, and 1,976 square feet of comfortable living space. The open-concept main level features a spacious family room that flows seamlessly into the kitchen and dining room, creating the perfect setting for everyday living and entertaining. The kitchen is equipped with quartz countertops, a large center island, stainless steel appliances, multi color shaker-style cabinetry, and a generous sized pantry. The private owner's suite features two spacious closets, dual vanities, and a large shower. Standard features include LVP throughout the main living areas, covered front and rear porches, energy-efficient windows, and matte black finishes throughout. Located in Eagles Crest, residents will find themselves just minutes away from the bustling downtown areas of both Commerce and Jefferson, offering easy access to shopping, dining, and everyday conveniences. *Incentive has been applied to price of the home. Quick Move-in!

334 Flying Eagle Dr, Commerce

$329,900

3 Beds ⋅ 3 Baths ⋅ CL366270 MLS

Some homes just feel welcoming the moment you walk in. This 3-bedroom, 2.5-bath home in Commerce's Northwood subdivision is one of them. Built in 2018, its open living space brings everyone together, whether you're sharing a meal, settling in for a quiet evening by the wood-burning fireplace, or catching up at the end of the day. The kitchen has a farmhouse sink and cabinetry that gives it a custom feel, with the laundry room conveniently located just off the kitchen. The primary suite is on the main level, with two closets and a double vanity. LVP flooring and carpet add comfort throughout, while the fenced backyard offers space to enjoy the outdoors on a corner lot. Located in the Commerce City School District and close to downtown Commerce, I-85, and Athens, this is a place that makes it easy to feel right at home.

1377 Charleston Ave, Commerce

$369,000

3 Beds ⋅ 3 Baths ⋅ CL366255 MLS

JW York Homes present The Willow at 584 Hospital Rd in Commerce, Ga! The Willow is a 1648 sq ft ranch plan on a .5 acre lot with no HOA! As you enter the home, you will find 2 bedrooms to your right with a spacious jack and jill bathroom! A powder bath greets you as you enter the open living room/kitchen area that is large and great for entertaining! The kitchen features white cabinets and Jasper granite countertops! The primary suite features a walk-in closet and dual vanities! Come check out this highly-sought after ranch plan under $400k and make it yours today! Situated on Hospital Road in the City of Commerce, these homes offer a lifestyle that's hard to beat. Residents enjoy the City of Commerce school system and the convenience of county-provided utilities and sewer - no septic or well maintenance to worry about. The surrounding area strikes a great balance of residential and office/medical uses, keeping traffic calm compared to downtown and retail corridors. Nature lovers will appreciate being less than half a mile from American Veterans Park and the Commerce Duck Pond, a local favorite for fishing, feeding the ducks, and leisurely walks. Just one mile from the new Piedmont medical development at Hwy 441, everyday essentials - medical care, dining, shopping, and recreation - are right at your fingertips. No HOA. Low-maintenance lots. Close to everything that matters. These homes are built by JW York Homes, a respected home builder serving northeast Georgia with experience across the full spectrum of residential construction - from spec homes to completely custom builds. JW York has earned consistent praise for their attention to detail, responsive team, and dedication to doing the job right. This is not your average builder-grade home. JW York is known for craftsman-style builds with elevated finishes throughout - think tile floors and backsplashes, quartz or granite countertops, and upgraded fixtures that set these homes apart from the competition. These spaces are move-in ready, and easy to make your own.

584 Hospital Rd Unit lot 4, Commerce

$389,000

3 Beds ⋅ 3 Baths ⋅ CL366257 MLS

JW York Homes present The Longleaf II at 554 Hospital Rd in Commerce, Ga! The Longleaf II is a 2024 sq ft 2-story plan on a .58 acre lot with no HOA! On the main level you will find a massive living room/kitchen area, dining area, and powder bath! The kitchen features brown and white cabinets with quartz countertops! Upstairs is the massive primary suite and 2 secondary bedrooms with 2 full baths! The large laundry room is located upstairs in convenient proximity to the primary suite! The primary bedroom features a walk-in closet and spacious bathroom! Situated on Hospital Road in the City of Commerce, these homes offer a lifestyle that's hard to beat. Residents enjoy the City of Commerce school system and the convenience of county-provided utilities and sewer - no septic or well maintenance to worry about. The surrounding area strikes a great balance of residential and office/medical uses, keeping traffic calm compared to downtown and retail corridors. Nature lovers will appreciate being less than half a mile from American Veterans Park and the Commerce Duck Pond, a local favorite for fishing, feeding the ducks, and leisurely walks. Just one mile from the new Piedmont medical development at Hwy 441, everyday essentials - medical care, dining, shopping, and recreation - are right at your fingertips. No HOA. Low-maintenance lots. Close to everything that matters. These homes are built by JW York Homes, a respected home builder serving northeast Georgia with experience across the full spectrum of residential construction - from spec homes to completely custom builds. JW York has earned consistent praise for their attention to detail, responsive team, and dedication to doing the job right. This is not your average builder-grade home. JW York is known for craftsman-style builds with elevated finishes throughout - think tile floors and backsplashes, quartz or granite countertops, and upgraded fixtures that set these homes apart from the competition. These spaces are move-in ready, and easy to make your own.

554 Hospital Rd Unit lot 6, Commerce

$399,000

4 Beds ⋅ 3 Baths ⋅ CL366256 MLS

JW York Homes present The Ponderosa at 568 Hospital Rd in Commerce, Ga! The Ponderosa is a 2216 sq ft 2-story plan on a .5 acre lot with no HOA! On the main level you will find a full bedroom and bathroom along with the massive living room/kitchen area and dining room! The kitchen features graphite and white cabinets and quartz countertops! Upstairs is the massive primary suite and 2 more bedrooms with walk-in closets and 2 full baths! This home is located just minutes from Downtown Commerce and minutes away from Banks Crossing where you can find tons of dining and shopping options! Situated on Hospital Road in the City of Commerce, these homes offer a lifestyle that's hard to beat. Residents enjoy the City of Commerce school system and the convenience of county-provided utilities and sewer - no septic or well maintenance to worry about. The surrounding area strikes a great balance of residential and office/medical uses, keeping traffic calm compared to downtown and retail corridors. Nature lovers will appreciate being less than half a mile from American Veterans Park and the Commerce Duck Pond, a local favorite for fishing, feeding the ducks, and leisurely walks. Just one mile from the new Piedmont medical development at Hwy 441, everyday essentials medical care, dining, shopping, and recreation - are right at your fingertips. No HOA. Low-maintenance lots. Close to everything that matters. These homes are built by JW York Homes, a respected home builder serving northeast Georgia with experience across the full spectrum of residential construction - from spec homes to completely custom builds. JW York has earned consistent praise for their attention to detail, responsive team, and dedication to doing the job right. This is not your average builder-grade home. JW York is known for craftsman-style builds with elevated finishes throughout - think tile floors and backsplashes, quartz or granite countertops, and upgraded fixtures that set these homes apart from the competition. These spaces are move-in ready, and easy to make your own.

568 Hospital Rd Unit lot 5, Commerce

$389,000

3 Beds ⋅ 3 Baths ⋅ CL366254 MLS

JW York Homes present The Longleaf at 600 Hospital Rd in Commerce, Ga! The Longleaf is a 2024 sq ft 2-story plan on a .5 acre lot with no HOA! On the main level you will find a massive living room/kitchen area, dining area, and powder bath! The kitchen features white cabinets and a gray island with Jasper granite countertops! Upstairs is the massive primary suite and 2 secondary bedrooms with 2 full baths! The large laundry room is located upstairs in convenient proximity to the primary suite! The primary bedroom features a walk-in closet and spacious bathroom! Situated on Hospital Road in the City of Commerce, these homes offer a lifestyle that's hard to beat. Residents enjoy the City of Commerce school system and the convenience of county-provided utilities and sewer - no septic or well maintenance to worry about. The surrounding area strikes a great balance of residential and office/medical uses, keeping traffic calm compared to downtown and retail corridors. Nature lovers will appreciate being less than half a mile from American Veterans Park and the Commerce Duck Pond, a local favorite for fishing, feeding the ducks, and leisurely walks. Just one mile from the new Piedmont medical development at Hwy 441, everyday essentials - medical care, dining, shopping, and recreation - are right at your fingertips. No HOA. Low-maintenance lots. Close to everything that matters. These homes are built by JW York Homes, a respected home builder serving northeast Georgia with experience across the full spectrum of residential construction - from spec homes to completely custom builds. JW York has earned consistent praise for their attention to detail, responsive team, and dedication to doing the job right. This is not your average builder-grade home. JW York is known for craftsman-style builds with elevated finishes throughout - think tile floors and backsplashes, quartz or granite countertops, and upgraded fixtures that set these homes apart from the competition. These spaces are move-in ready, and easy to make your own.

600 Hospital Rd Unit lot 3, Commerce

$399,000

4 Beds ⋅ 3 Baths ⋅ CL366253 MLS

JW York Homes present The Ponderosa at 620 Hospital Rd in Commerce, Ga! The Ponderosa is a 2216 sq ft 2-story plan on a .5 acre lot with no HOA! On the main level you will find a full bedroom and bathroom along with the massive living room/kitchen area and dining room! The kitchen features brown and white cabinets and Gamma Gray countertops! Upstairs is a massive primary suite and 2 more bedrooms with walk-in closets and 2 full baths! Situated on Hospital Road in the City of Commerce, these homes offer a lifestyle that's hard to beat. Residents enjoy the City of Commerce school system and the convenience of county-provided utilities and sewer - no septic or well maintenance to worry about. The surrounding area strikes a great balance of residential and office/medical uses, keeping traffic calm compared to downtown and retail corridors. Nature lovers will appreciate being less than half a mile from American Veterans Park and the Commerce Duck Pond, a local favorite for fishing, feeding the ducks, and leisurely walks. Just one mile from the new Piedmont medical development at Hwy 441, everyday essentials - medical care, dining, shopping, and recreation - are right at your fingertips. No HOA. Low-maintenance lots. Close to everything that matters. These homes are built by JW York Homes, a respected home builder serving northeast Georgia with experience across the full spectrum of residential construction - from spec homes to completely custom builds. JW York has earned consistent praise for their attention to detail, responsive team, and dedication to doing the job right. This is not your average builder-grade home. JW York is known for craftsman-style builds with elevated finishes throughout - think tile floors and backsplashes, quartz or granite countertops, and upgraded fixtures that set these homes apart from the competition. These spaces are move-in ready, and easy to make your own.

620 Hospital Rd Unit lot 2, Commerce

$269,990

4 Beds ⋅ 3 Baths ⋅ CL365348 MLS

New construction in Commerce! This beautiful 4-bedroom, 2.5-bath home offers 1,800 heated sq. ft. plus a garage and a spacious, modern floor plan designed for comfortable everyday living. The main level features an inviting open-concept living, dining, and kitchen area, creating one large, connected space that's perfect for entertaining or simply relaxing at home. The kitchen features white cabinetry, generous counter space, stainless steel appliances, and a large peninsula overlooking the living and dining areas. Durable flooring and a neutral color palette flow throughout the main living space for a clean, updated look. Upstairs youll find four bedrooms, including the primary suite with a private bath and walk-in closet, along with a conveniently located laundry area. Located in Commerce, this brand-new home combines fresh finishes, plenty of space, and an easy-flowing floor plan. Move in and make it yours!

67 Woodbine St, Commerce

$265,000

3 Beds ⋅ 1 Baths ⋅ CL365060 MLS

Charming Commerce bungalow with classic character and plenty of potential! This 3-bedroom, 1-bath home offers 1,371 sq ft with a welcoming ranch-style layout, primary bedroom on the main level, and a cozy breakfast area. Built in 1946, this home is full of timeless charm and ready for its next chapter. Conveniently located on N Broad St in Commerce!

2402 N Broad St, Commerce

$325,000

3 Beds ⋅ 2 Baths ⋅ CL364789 MLS

Enjoy peaceful country living at 8588 Highway 98 W. Situated on 1.31 acres, this beautifully updated brick ranch offers classic charm with modern improvements. Recent updates include a new roof, HVAC system, windows, flooring, and renovated bathrooms, making this home truly move-in ready. Outside, the separate shed/workshop provides excellent space for projects, hobbies, equipment, or additional storage. With plenty of room to relax and enjoy the outdoors, this inviting property offers the perfect blend of comfort, privacy, and convenience.

8588 W Hwy 98 W, Commerce

$329,900

4 Beds ⋅ 3 Baths ⋅ CL363823 MLS

Country roads take me home! Now is the time to check out this 4 Bedroom charmer that comes complete with a bonus room and a main level owner’s suite. An open floor plan with a fabulous layout will put this winner at the top of your house hunting list. Nestled on a 1.5 acre tree lined lot, 1642 Neese Commerce Road offers close proximity to I-85, Commerce, Athens and UGA. You’ll also enjoy the award winning Madison County school system. So don’t delay and call us today! **Call us for exciting details on special financing programs that will reduce your monthly mortgage payment!**

1642 Neese Commerce Rd, Commerce

$399,900

4 Beds ⋅ 3 Baths ⋅ CL361094 MLS

Welcome to the Coleman! $10000 seller contribution with preferred lender. This home is perfectly situated on a private, fenced lot with no HOA, offering the space, privacy, and freedom you've been looking for. Step inside to an inviting open-concept floor plan where vaulted ceilings in the great room and kitchen create a bright, spacious atmosphere. Durable 12-mil luxury vinyl plank flooring flows throughout the foyer, great room, kitchen, dining room, and hallways, combining style with everyday functionality. The well-appointed kitchen features granite countertops, stainless steel GE appliances, a stylish tile backsplash, and a large walk-in pantry. A separate dining room with an elegant tray ceiling provides the ideal setting for holidays, family dinners, or special occasions. Designed with privacy in mind, the split-bedroom floor plan includes a versatile guest bedroom or in-law suite. The owner's suite is a true retreat, showcasing a tray ceiling, a spacious walk-in closet, and a spa-inspired en suite complete with dual cultured marble vanities featuring under mount sinks, a relaxing garden tub, and a separate 5-foot shower. Built for comfort and efficiency, this home features Hardie® siding and soffits, architectural shingles with foam insulation, all-electric utilities, Heatilator wood-burning fireplace, and quality craftsmanship throughout.

214 Wilson Garage Rd, Commerce

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Commerce Homes under $400,000

Newest Commerce Homes under $400,000

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